Publication: The Times Of India Mumbai;Date: Oct 23, 2007; Section: Your Money; Page: 46There’s no point in waiting for a market correction if you’re going to be too scared to invest when the chips are down. Most of us have run into a self-styled “investing expert” at one time or another—someone who watches CNBC for hours every day, keeps an eye on the market, and frequently visits the local broker. One such expert is Vinod Raman, a retired corporate executive in his late sixties.